Financial models Memes

The trillion-dollar financial industry, with all its complex algorithms and fancy trading platforms, still ultimately depends on a bunch of spreadsheets held together by duct tape and prayers. Nothing quite captures the fragility of modern capitalism like knowing your retirement fund is probably being managed by some sleep-deprived analyst with 47 Excel tabs open, praying that their VLOOKUP doesn't break. And somewhere, a banker is explaining to investors why their sophisticated risk assessment model is actually just a spreadsheet formula created in 1998.